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Travel Safely On The Information Superhighway

The crime of identity theft is growing at an alarming rate. A major driver of this has been the world’s ever-growing reliance on the internet. With the average person’s digital footprint as conspicuous as ever, scammers’ ability to prey upon victims is arguably as easy as it's ever been.

Identity fraud comes in several forms, the most common being:

What is identity fraud?

This involves using another’s personal information—without their knowledge or consent—to commit fraud or other crimes. Opening a bank account, obtaining a credit card, and applying for a passport are all common activities a fraudster will undertake once they know enough about a given person’s identity. Victims will typically suffer emotional turmoil along with significant financial and/or reputational damage.

How does it happen?

A fraudster will often assume another’s identity by:

The impact of the internet

In the high-tech society we live in today, identity fraud can be—and often is—achieved exclusively via the internet. In light of this, make sure you understand the following malicious techniques that identity fraudsters often make use of:

How can I protect myself?

The most important thing to know when it comes to online security is that it should be thought of as an ongoing process that has no end. Habits and patterns of behaviour are what’s key here. Below are some recommendations you can implement to help you protect yourself against identity fraud.

Just as you wouldn’t leave your wallet containing all of your money, cards, and driver’s licence unattended in public, you shouldn’t have too many personal details in your publicly visible ‘online wallet’. Be diligent in protecting your digital footprint—you won’t regret it!

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