Call us today: (03) 9551 2822
Email us: [email protected]

Ashfords Insurance

Business Insurance

When ownership is protected, transition becomes manageable.

Businesses aren’t just assets. It's also more than a balance sheet—it represents years of hard work. Each business involves people, partnerships and responsibility, all of which carries risk if not planned for. That’s why business insurance is less about policies, and more about protecting continuity.

Ashfords focuses on ensuring owners, partners and key contributors are protected—including cover to support Buy/Sell Agreements, fund succession, and secure continuity when key people are no longer able to contribute.

Cover is sourced and tailored to match your ownership structure, leadership team, and future planning. Because it’s not just about funding a payout—it’s about ensuring control stays where it should, business operations continue, and families or estates receive what they’re entitled to without delay.

"Ashfords is a pleasure to work with. Our advisor, Tim, understands our needs, has been clear and concise through the past 3 years with our complex paper work personally and for our company. Put simply, Tim knows our companies needs and diligently follows through with executing them."

Luke N
Ashfords Client

Ashfords Insurance — Business Insurance FAQs

Common Questions, Answered

What types of business insurance are available?

Cover includes Life, Income Protection, Trauma and Total and Permanent Disability (TPD) Insurance—structured to support business ownership, continuity and risk mitigation.

Why is Buy/Sell Insurance important?

It helps fund a Buy/Sell Agreement between owners—enabling one party to exit cleanly, while ensuring the business remains in the hands of those equipped to manage it.

What does Key Person Insurance cover?

It provides a lump sum to help manage the financial impact of losing a key contributor—helping the business stabilise, replace skills or manage short-term disruption.

Insurance creates stability. Structure and planning carry it forward.

Once the right cover is in place, many owners revisit how the business is structured, how reporting works, and how succession is documented. That coordination brings clarity across tax, valuation and long-term planning.

Get in touch with our

Insurance team

Follow Ashfords on social media

© Ashfords Accountants & Advisory 2025

AFSL (Australian Financial Services licence) 226184

Liability Limited by a scheme approved under Professional Standards Legislation. ACN 607 345 522

Ashfords Accountants & Advisory acknowledges the Traditional Owners of this land, the Wurundjeri Woi Wurrung and Bunurong People, and recognises their continuing connection to the land and waterways. We pay our respects to their Elders past, present and emerging and extend this to all Aboriginal and Torres Strait Islander People.