Call Us: 03 9551 2822

Finance & Lending

Business Solutions


The key to success for many trading businesses is being adequately resourced financially. 

Whether it be financing your ongoing working capital, sourcing finance for an upcoming merger or acquisition, or readying yourself for your exciting next chapter of growth – Ashfords Finance & Lending is here for you and your business.

Select the type of funding you require to find out more.

Our Experience

With over 10 years’ experience in lending to businesses, we will advocate for you and your business and will give you the best possible chance at securing finance on the best possible terms.

The most common complaint we hear from business owners is that their bank relationship is either non-existent or changes far too often. That’s where Ashfords come in. We pride ourselves on our relationships with our business clients.

Working Capital & Trade Finance


A working capital loan (often an overdraft) is a loan that is taken to finance a company's day-to-day operations. These loans are not used to buy long-term assets or investments and are instead used to provide the funding that covers a company's short-term operational needs such as payroll and supplier invoices.

If you have a timing difference between your payments from customers and payments to suppliers, a working capital solution may be the key to bridging this gap.

Trade Finance

A handy solution that works particularly well for clients with international supply chains or offshore customers.

Receivables Finance

If your working capital always seems to be tied up while you await payment from customers, this could be an ideal solution.

Floorplan Finance

For businesses that carry heavy levels of stock.

Mergers & Acquisitions



Merger and acquisition (M&A) financing is generally tailored to suit the client's individual circumstances. It entails analysing the acquisition funding requirements and cash flow while considering the long-term business objectives.

 The most significant feature of M&A finance is the recognition that no two businesses are alike. Every M&A transaction is carefully proposed based on the client’s priorities and circumstances.

M&A finance is a bespoke form of finance designed to cater for the following situations: 

Management buy-outs

Buy-out of existing shareholders

M&A of businesses that add synergies to your existing business

Succession planning – intergenerational change and estate planning.

Expansion & Growth


Finance requirements for business expansion and growth can take many forms:

Setting up a new premises

Purchasing a new owner-occupied commercial property

Investment in research and development, large one-off stock purchases or property improvements.


Different banks offer different solutions. Our commitment is that we will partner you with the most suitable bank for your needs.

Request a call-back


Send us your enquiry and we'll get back to you within 24 hours.

  03 9551 2822

  Level 3 , 148 Logis Blvd, Dandenong South 3175

  info@ashfords.com.au

First Name
Last Name
E-mail Address
Phone Number
Subject
Message

REQUEST A CALL BACK

To speak to us about a general query fill in the form and we will call you back within 24 hours.

First Name
Email Address
Phone Number