From self-employed business owners, to investors or first-home buyers, our team will search through more than 50 lenders and 1000s of loan options to match you with the lender that best meets your needs.
We know there is more to a home loan than just the interest rate, so whether you are purchasing to occupy or invest, or wanting to refinance, we’ve got you covered.
Select the type of funding you require to find out more.
With over 10 years’ experience in lending to businesses, we will advocate for you and your business and will give you the best possible chance at securing finance on the best possible terms.
The most common complaint we hear from business owners is that their bank relationship is either non-existent or changes far too often. That’s where Ashfords come in. We pride ourselves on our relationships with our business clients.
Whether you are purchasing to occupy or purchasing to invest, we’ve got you covered. Our team will search through over 50 lenders and thousands of different loan options to make sure we match you with the lender that best meets your needs.
Some lenders will offer extremely competitive rates, but remember there are many other aspects that are important to consider over the life of a loan, such as:
Inclusion of offset account
Quality of technology
Availability of a branch network
Accessibility of call centres
Debt consolidation can be a very clever way to bring all your debts under one lender and reduce your overall interest cost. If you are a homeowner but also have personal loans and credit card debt, you could save thousands in interest by consolidating all debts into your home loan.
If you bought your home years ago and haven’t had it revalued, it is likely that you have built up equity in your property.
Equity is the difference between the amount you owe and the amount you own. There are two key ways to build equity in your property – either your property increases in value or your loan amount reduces. Once you have built equity in your home, you can use this equity to borrow additional funds.
This is referred to as an ‘equity unlock’ or ‘cash out’. Many people use this handy method to assist with home renovations, vehicle purchases or preparing themselves for the deposit on their next property purchase.