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Please note: the information contained in our articles is general in nature and does not address the circumstances of any particular individual or entity. We endeavor to provide accurate and timely information, however cannot guarantee that it will continue to be accurate in the future. Always obtain appropriate professional advice for your circumstances . For more information or tailored advice, please contact your Ashfords advisor.

Reflecting on 2020, what have we learnt? How can we use it to fuel a smart race, not a hard one for 2021?  These are some of the questions we all need to ask ourselves to start focusing on the future.